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Terms & Conditions

Terms & Conditions

Last updated: · LoanHelpDesk.

1. Our role

LoanHelpDesk is a loan facilitator / DSA and referral intermediary. We are not a lender and do not disburse funds. All loans are provided by RBI-regulated banks and NBFCs, who solely decide approval, interest rate, eligibility, fees and terms as per their policies and RBI guidelines.

2. No guarantee

Submitting an enquiry does not guarantee a loan. Interest rates, fees and figures on this site are indicative and subject to change by lenders. We do not set interest rates.

3. Fees

We never charge borrowers a fee and never ask for upfront payment to “process” or “release” a loan. We may receive a referral commission from lending partners on successful disbursal.

4. Referral partners

Referral Bonus payouts are made on successful disbursal as per the structure shared at onboarding, and are subject to lender confirmation. Referrers must have the referred person’s consent to share their details.

5. Your responsibilities

6. Consent to contact

By submitting a form you consent to be contacted by LoanHelpDesk and its lending partners via WhatsApp, RCS, phone and email regarding your enquiry.

7. Governing law

These terms are governed by the laws of India, with jurisdiction in Bengaluru, Karnataka. LoanHelpDesk, No. 25, Ashirwad Building, 2nd Floor, 4th B Cross, 29th Main Road, BTM 2nd Stage, Bengaluru 560076.

LoanHelpDesk · Bengaluru 560076 · support@loanhelpdesk.in · +91 78924 98698
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